Privacy Policy

We recognize that your privacy is important. This documentoutlines the types of personal information we receive andcollect when you use Tools For Abundance, as well as someof the steps we take to safeguard information. We hope thiswill help you make an informed decision about sharingpersonal information with us.

Tools for abundance strives to maintain the higheststandards of decency, fairness and integrity in all ouroperations. Likewise, we are dedicated to protecting ourcustomers', consumers' and online visitors' privacy on ourwebsite.

Personal Information

Tools For Abundance collects personally identifiableinformation from the visitors to our website only on avoluntary basis when you sign up to receive the abundance4Me ezine or any other information that requires voluntary sign up.

Personal information collected on a voluntary basis may include name, email address, country, and in some casestelephone number.

This information is collected if you request informationfrom us, participate in a contest or sweepstakes, and signup to join our email list or request some other service orinformation from us. The information collected is internallyreviewed, used to improve the content of our website, notifyour visitors of updates, and respond to visitor inquiries.

Once information is reviewed, it is discarded or stored inour files. If we make material changes in the collection ofpersonally identifiable information we will inform you byplacing a notice on our site and give you the option to sign out.

Personal information received from any visitor will be used only for internal purposes and will never be sold or provided to third parties.

Use of Cookies and Web Beacons

We may use cookies to help you personalize your onlineexperience. Cookies are identifiers that are transferred toyour computer's hard drive through your Web browser toenable our systems to recognize your browser. The purpose ofa cookie is to tell the Web server that you have returned toa specific page. For example, if you personalize the sitespages, or register with any of our site's services, a cookieenables (website/company name) to recall your specificinformation on subsequent visits.

You have the ability to accept or decline cookies bymodifying your Web browser; however, if you choose todecline cookies, you may not be able to fully experience the interactive features of the site.

A web beacon is a transparent image file used to monitoryour journey around a single website or collection of sites.They are also referred to as web bugs and are commonly usedby sites that hire third-party services to monitor traffic.

They may be used in association with cookies to understandhow visitors interact with the pages and content on thepages of a web site.

We may serve third party advertisements that use cookies andweb beacons in the course of ads being served on our website to ascertain how many times you've seen an advertisement. No personally identifiable information you give us is provided to them for cookie or web beacon use, so they cannot personally identify you with that information on our web site.

Browsers can be set to accept or reject cookies or notifyyou when a cookie is being sent. Privacy software can beused to override web beacons. Taking either of these actionsshouldn't cause a problem with our site, should you sochoose.

Children's Online Privacy Protection Act

This website is directed to adults; it is not directed To children under the age of 13. We operate our site incompliance with the Children's Online Privacy ProtectionAct, and will not knowingly collect or use personalinformation from anyone under 13 years of age.

Non-Personal Information

In some cases, we may collect information about you that isnot personally identifiable. We use this information, whichdoes not identify individual users, to analyze trends, toadminister the site, to track users' movements around thesite and to gather demographic information about our userbase as a whole. The information collected is used solelyfor internal review and not shared with other organizationsfor commercial purposes.

Release of Information

If Tools for Abundance, Abundance4Me or Discover Your Potential are sold either as a groups or individually, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the salein order that the service being provided to you may continue.

In that event, you will receive notice through our website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make of us.

How You Can Correct or Remove Information

We provide this privacy policy as a statement to you of ourcommitment to protect your personal information. If you havesubmitted personal information through our website and wouldlike that information deleted from our records or would liketo update or correct that information, please use our Contact Form page to let us know.

Updates and Effective Date

Tools for Abundance reserves the right to make changes inthis policy. If there is a material change in our privacypractices, we will indicate on our site that our privacypractices have changed and provide a link to the new privacypolicy. We encourage you to periodically review this policyso that you will know what information we collect and how weuse it.

Agreeing to Terms

If you do not agree to Tools for Abundance PrivacyPolicy as posted here on this website, please do not usethis site or any services offered by this site. Your use of this site indicates acceptance of this privacy policy.

Additional Privacy Policy for "Discover Your Potential"

This policy explains your privacy when using this site and/or services related to this site. Please read this policy so you can make an informed decision before choosing to interact with this site.

When you decide to purchase this product, you will be providing your personal information to Clickbank and/or Paydotcom, independent Internet retailers for digitally delivered products, where products are listed and transactions made.

The information collected includes your name and billing information. You can read more about Clickbank’s privacy policy here , and Paydotcom's privacy policy here.

After the transaction and delivery of your product, you will be interacting with Tamara Baruhovich, JUST if you decide to take the free coaching option which lasts 7 weeks as of the day of purchase. You must register for this offer by following instructions within the product. This offer is limited to e-mail correspondence ONLY.

You decide and have full control of the personal information you share. You information will be kept confidential. We retain the information you send together with your e-mail address and the replies. The protections of these electronic communications are similar to those used by other e-mail providers and phone companies, meaning it is NOT 100% secure.

The information you provide and my replies are JUST for the purpose of guiding you through the eProgram, and never intended to substitute any professional advice you may be receiving from a physician, therapist, lawyer or any other competent professional.

Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to monitor the use of the service, our marketing and promotional efforts, to improve our content and service offerings, and customize our site's content, layout, services and for other lawful purposes.

These uses help us improve our site and better tailor it to meet your needs. Personally identifiable information or business information will not be shared with third parties except as required by law.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter or by unsubscribing from our list or auto-responder.

The auto-responder linked to this site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.

We do NOT share, sell, lend, rent or lease any of the information that uniquely identifies a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

By using our "Discover Your Potential" Website you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Children under 14 are not eligible to use our services so if you are under 14, please refrain from sending personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

We may change this Privacy Policy from time to time. We will post any changes here, so check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

If you need to contact us, please do so by using this form.